# We Built the Analyst You Couldn't Afford: Introducing Underwrite > Underwrite delivers a complete STR investment analysis — financial model, market narrative, renovation scope, and lender-ready PDF — in 15 minutes. Free to try, no credit card required. Canonical: https://www.underwriteapp.com/blog/underwrite-launch-announcement # We Built the Analyst You Couldn't Afford: Introducing Underwrite There's a moment every STR investor knows. You find a property that looks promising. The numbers in your head seem to work. But turning that gut feeling into a real decision — one you'd show a lender, a partner, or your future self — takes hours. Sometimes days. You need comps pulled from AirDNA. A financial model in a spreadsheet. A market narrative you didn't just make up. A renovation estimate. A DSCR calculation. And somehow, all of it organized into something coherent enough to send to a lender. Most investors either grind through it manually, pay a consultant $2,000–$3,000 per report, or skip the analysis entirely and go on instinct. **Today, there's a fourth option. It takes 15 minutes, and your first one is free.** --- ## What Underwrite Does Underwrite is an AI-powered STR investment analysis platform. Paste any Zillow or Redfin URL. In under 15 minutes, you get: **A complete financial model.** Projected ADR, occupancy rates, gross revenue, operating expenses, net operating income, cash-on-cash return, IRR, and DSCR — all calculated from live market data and benchmarked against comparable properties in the same market. Not a template you fill in. An actual analysis built for your specific property. **An AI market narrative.** A written assessment of the market — seasonality, demand drivers, competitive saturation, regulatory risk, and what the numbers mean for your investment thesis. The kind of thing a boutique consulting firm would charge $500 just to write. **A renovation scope.** Based on the property's condition signals and what top-performing comparables look like in your target market, Underwrite surfaces a renovation scope estimate — the upgrades most likely to close the gap between average and excellent ADR performance. **A lender-ready PDF.** Our DSCR export packages your analysis into a format DSCR lenders actually want to see. Clean, professional, and pre-formatted. Show up to your next loan conversation with something in your hand. --- ## Why We Built This We've been deep in STR investor communities for a long time. The pattern we kept seeing: **smart investors making slow decisions or bad decisions because analysis is too expensive and too slow.** The tools that exist today are either data subscriptions (AirDNA, Rabbu) that hand you raw comps and expect you to do the math, or full-service consultants whose fees make only the biggest deals pencil. There's nothing in the middle — a tool that actually does the work, understands what you're trying to decide, and produces something you can act on. That's the gap Underwrite fills. We built it for what we call **The Deal Machine** — the active STR investor running 3–15 properties who evaluates 10–20 deals for every one they buy. These investors have the deal flow. They have the intent. What they don't have is 4 hours per deal for analysis. Now they do. It's 15 minutes. --- ## What Our Beta Users Are Saying We've been running a closed beta with active STR investors over the past several weeks. Here's what they've told us: > *"I used to spend a full Sunday putting together a deal package. Now I do it before lunch on a weekday."* > *"The DSCR export is exactly what my lender asked for. I didn't have to explain anything."* > *"I ran 6 analyses in two days on properties I'd been sitting on. Passed on 4 of them immediately, made an offer on 1."* The feedback that's shaped us most: **speed is good, but accuracy is what earns trust.** Our beta users pushed us hard on comp selection, seasonality modeling, and expense assumptions. We've iterated through three major model revisions based on that feedback, and the outputs are meaningfully better for it. --- ## How the Pricing Works **Quick Screen — Free, always.** Every visitor gets a Quick Screen: a fast read on a property's revenue potential and basic deal viability. No signup required. Use it to triage deals before going deeper. **First Full Analysis — Free on signup.** Create a free account and you get one complete Full Analysis at no cost. No credit card required. Run it on any property you're actually considering — see the full financial model, the AI narrative, the renovation scope, and the lender PDF before you spend a dollar. **Ongoing access:** - **Investor** ($49/month): 5 Full Analyses per month. Right for investors evaluating a handful of deals at a time. - **Pro** ($99/month): Unlimited analyses. Right for active deal machines and investors running a real pipeline. - **Professional** ($299/month): Unlimited analyses + priority support + bulk export. Right for operators, agents, and anyone sourcing deals for others. If you're a DSCR lender or real estate agent who sends clients to STR investments, reach out — we have partnership pricing designed for you. --- ## What's Coming Next Launch is the beginning of the roadmap, not the end. Based on what our beta users want most: - **Portfolio dashboard**: See all your properties in one view, track performance over time, get alerted when comps in your markets shift. - **Market alerts**: Get notified when a market you're watching changes — occupancy trends, new regulatory activity, seasonal anomalies. - **CSV/Excel export**: For investors who want to plug Underwrite's outputs into their own models. - **Comparable property deep-dive**: Drill into the individual comps driving your ADR projection. These are in active development. We'll ship them in the order our users tell us matter most. --- ## Analyze Your First Property Today The most direct way to understand what Underwrite does is to run it on a real deal. Pick a property you've been curious about — a listing you've bookmarked, a market you've been watching, a deal a friend mentioned. Paste the Zillow or Redfin URL. Get the full report in 15 minutes. Free. **[Analyze a property free →](https://www.underwriteapp.com/sign-up)** No credit card. No commitment. Just the analysis. --- *Underwrite is building the analytical infrastructure that STR investors have needed for years. If you're an active STR investor, a DSCR lender, or a real estate agent working with STR buyers, we'd love to talk. Reach us at support@underwriteapp.com.*